You invest in your home to improve livability first, not value.

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If you get more value in the process, consider it a bonus, but don’t make ROI your prime directive.  Take a look at this interesting article and let me know if we can answer any questions.

http://www.inman.com/opinion/guest-perspective/2012/03/20/9-home-renovation-ideas-increase-livability

FHA to reject borrowers in minor credit disputes

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Borrowers in ongoing disputes with creditors over debts of $1,000 or more may no longer qualify for FHA-insured loans. Even borrowers with perfect credit scores can be denied over a single $1,000 problem charge.

http://money.cnn.com//2012/03/30/real_estate/FHA-loans/index.htm

Low-ball appraisal: Mortgage denied

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Even as some mortgage standards have eased, hitting a needed appraisal value is proving a frustrating blocker for buyers and sellers and those looking to refinance.
Don’t let this happen to you.

http://money.cnn.com//2012/03/30/real_estate/mortgage-denied/index.htm

Builders ready for home construction rebound

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Home builders are getting ready for a stronger construction season, filing for the most building permits in more than three years, in another sign of recovery in the long-battered housing market.

http://money.cnn.com//2012/03/20/real_estate/housing-construction/index.htm

What the foreclosure settlement means for you

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The $26 billion foreclosure settlement has finally been given the green light, making it possible for roughly two million of the nation’s hardest hit borrowers to see a significant reduction in their mortgage payments.

http://money.cnn.com//2012/04/09/real_estate/mortgage-settlement-faq/index.htm

The one number to watch for a housing recovery

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If you’re waiting for home prices to go up, then you’re missing signs the troubled housing market has finally turned around.  Take a look at this link and let us know if you have any questions.

http://finance.fortune.cnn.com/2012/03/20/housing-recovery-prices/

Lawn & Garden Month: 5 steps to a lush, almost perfect lawn

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Did you know that April is Lawn & Garden month?  In honor of Lawn and Garden month, we wanted to share this article to help you prepare your lawn and garden for a beautiful spring. Feel free to share your green thumb tricks and tips here as well.

http://www.american-lawns.com/lawns/5_steps_to_a_perfect_lawn.html

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Watchdog blasts housing program for ‘hardest hit’

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In a report recently released, the Special Inspector General for the Troubled Asset Relief Program (TARP) said that just 3% of $7.6 billion available in the Hardest Hit Housing Markets program had been tapped as of Dec. 31.

http://money.cnn.com//2012/04/12/news/economy/tarp_housing_program/index.htm

Rate on 30-year mortgage falls to 3.88 percent

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The average rate on the 30-year fixed mortgage dropped near its all-time low, making home-buying and refinancing a bargain for those who can qualify.

http://money.cnn.com//2012/03/30/real_estate/FHA-loans/index.htm

More parents helping kids buy homes

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Hey, baby boomers! Pondering what gift to get your kid who’s all grown up? For many of your peers, the answer is a house.

http://money.cnn.com/2011/12/07/real_estate/home_buying/index.htm